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Global Reach
Accept payments worldwide
Truly borderless payment acceptance
Global Payment Methods
Accept all major cards & digital wallets globally
Offer popular alternative payment methods across all geographies at your checkout
Designed for Indian exporters
Tailored to Indian exporters’ needs
Indian export operations
Easy Onboarding
Get started without paperwork
Paperless KYC
Secure Transactions
Safe and compliant payment processing
Built-in security controls
Our Business Edge
Why PA-CB Authorization Matters
- We're fully compliant with Indian cross-border payment regulations
- Your business is legally protected under RBI oversight
- Faster settlements and better rates than non-authorized providers
- Complete FEMA compliance and documentation support
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Frequently Asked Questions
Everything you need to know about Pay10 World
What is a PACB licence?
A PA-CB (Payment Aggregator - Cross-Border) licence is
regulatory authorisation issued by the Reserve Bank of India
(RBI). It puts all entities facilitating cross-border
payments in India under the supervision of the RBI,
regulating all import and export transactions.
What does a PACB licence allow a payment company to
do?
A PACB license enables a payment organisation to aggregate
and process cross-border payments for customers. PA-CB
authorised companies like Pay10 World are permitted to
support merchants and businesses to accept and send payments
across international borders while conforming to the
regulations established for foreign currency exchanges and
payments.
Is PayI0 World registered and licensed under the PACB
framework?
Yes., Pay10 World has been officially licensed and
authorised by the Reserve Bank of India (RBI) as a Payment
Aggregator - Cross-Border (PA-CB).
Who issues and regulates the PACB licence?
The Reserve Bank of India (RBI) issues and regulates the PACB licence framework.
What does a PACB licence mean for my business?
A PACB licence means your business can leverage a regulated
payment aggregator to send and receive cross-border payments
for import and export of goods and services under the
Reserve Bank of India (RBI). It can make cross-border
payments smoother and compliant with foreign exchange (FEMA)
regulations.
Are there any limits or restrictions defined under the PACB
framework?
Yes. The key limits and restrictions under the PACB
framework include:
- Cross-border payments processed by a PA-CB are limited to ₹25 lakh per transaction for goods and services.
- PA-CBs must meet KYC requirements and segregate inward and outward funds.
- New non-bank PA-CBs (entities which have not commenced operations) should have a minimum net worth of Rs 15 crore at the time of submitting application and should attain a minimum net worth of Rs 25 crore by the end of the third financial year of grant of authorisation.
Category: Payments & Payment Method
How does a PACB license help in aligning payments?
A PACB licence ensures that cross-border payment flows are
processed through a regulated entity under RBI rules. It
means payments for import/export can be tracked, settled,
and reported in accordance with the RBI, reducing regulatory
risk and improving transparency.
Category: Limits & Fees
Are there monthly, annual, or cumulative volume limits
under the PACB framework?
The PACB framework sets a limit of ₹25 lakh on each
transaction. However, there are no other cumulative limits
(monthly or annually).
Category: Security & Support
What security measures are mandated under the PACB
framework?
The RBI's PACB rules indicate that Cross Border Payment
Aggregators (CBPAs) need to establish solid technology and
security controls which include:
- Board‑approved information security policies and risk assessments.
- Security monitoring, cyber incident handling, and reporting to CERT‑In/RBI.
- Merchant security assessments and fraud‑prevention systems.
- Compliance with data‑storage and protection requirements.
Does Pay10 World comply with required PACB reporting and
security standards?
Yes. Pay10 World complies with all the required PACB
reporting and security standards.
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