Pay Smarter. Live Simpler. All in One App.
Everything you need for everyday digital payments in one place. Scan QR codes, send money via UPI, pay bills, recharge your mobile, and make secure payments with the Pay10 Consumer UPI App.
Wallet Top-Up
Add funds directly using UPI, Net-Banking or Cards.
Balance updates in real time upon successful top-up.
Enable auto-reload to maintain a minimum balance automatically.


Send Money
Transfer funds using a UPI ID or registered mobile number - no bank details required.
Suited for peer-to-peer payments: shared expenses, rent, or remittances to family.
Transfers are processed in real time, regardless of amount.
Merchant Payments
Scan any UPI QR code to pay at a store, restaurant, or fuel station.
Verify the amount and authorize the payment - no cash or card required.
A uniform experience across all UPI-enabled merchants.


Bill Payments
Pay electricity, water, gas, broadband, mobile, FASTag, and credit card bills from a single interface.
Set reminders to avoid missed due dates and late fees.
Receive confirmation immediately upon successful payment.
Transaction History
View a consolidated record of top-ups, transfers, merchant payments, and bill payments.
Filter and review past transactions by date, category or status.
Each entry is marked as completed, pending, or failed for full transparency.

